Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
One of the notable issues that seems to be affecting millions of people is identity fraud. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. These fraudsters can be dangerous and can even cause you financial losses. Lucky for you, there some tips that could assist you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
It is critical that you notify companies about the stolen identity. There is no harm in taking action really quick. You can’t just wait to later hear about fraudster activities that have already taken place. These people are fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
Also, ensure that you have filled a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. Filing a case with them requires you to only visit their website. Once you have filled they give you a recovery plan. Even more, they will issue you with documents that can be used to file a report with the police and evidence. view here for more
Even more, file a report on the case with the police. There will be documentation and the police can assist you. click here for more
Get the main credit bureaus to place a fraud alert on your card. Institutions can therefore know that your identity may be compromised. click here
Still, make a point of freezing your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. You only have to call the main bureaus and have them do it.. discover more
Always tighten security when it comes to accounts. Avoid making use of one password for all accounts as this can be easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.